Are you a frequent online shopper looking for the best credit card to get the most bang when shopping on Amazon? With so many options available, deciding which credit card is right for you can take time.

Whether you're interested in rewards points, special deals, and discounts or simply getting more purchasing power at checkout without needing to pay an annual fee, this guide will provide you with all the information necessary to find the perfect fit!

We’ll cover some key points, such as interest rates and cash-back benefits, so you can decide which credit card offers maximum value during your Amazon shopping trips. Read on to find out what makes each of our top picks unique!

The Top Credit Cards For Shopping On Amazon

Chase Freedom Flex

This card offers 5% cashback on up to $1,500 combined Amazon.com purchases and Whole Foods Market stores in the first 3 months of your account opening. Plus, you can enjoy 0% interest on balance transfers for 15 months and no annual fee.

Pros

• 5% cash back on up to $1,500 in combined Amazon.com purchases and Whole Foods Market stores
• 0% interest on balance transfers for 15 months
• No annual fee

Cons

• Cashback rewards only available on the first 3 months of account opening

Citi Rewards+ Card

With a cap of $6,000 in annual spending, this card delivers 2X ThankYou points at petrol stations and supermarkets. For the first 100,000 ThankYou Points redeemed each year, you can receive 10% in points back. Additionally, there is no annual charge.

Pros

• 2X ThankYou points at petrol stations and supermarkets, up to $6,000 in purchases annually
• 10% Points Back for the first 100,000 ThankYou Points redeemed each year
• No annual fee

Cons

• Redemptions start at 2,500 points

Bank of America Cash Rewards Credit Card

This card offers 3% cash back on up to $2,500 in combined grocery store and gas station purchases. It also comes with no annual fee and access to online banking and mobile services, making it easy to manage your finances.

Pros

• 3% cash back on up to $2,500 in combined grocery store and gas station purchases
• No annual fee
• Access to online banking and mobile services for easy money management

Cons

• Cashback rewards were only available on the first 3 months of account opening.

American Express Blue Cash Preferred Card

This card offers 6% cashback on up to $6,000 combined purchases at U.S. supermarkets and 3% on up to $6,000 combined purchases at U.S. gas stations each year. Plus, you can enjoy 0% intro APR on balance transfers for 12 months and no annual fee.

Pros

• 6% cash back on up to $6,000 in combined purchases at U.S. supermarkets
• 3% cash back on up to $6,000 in combined purchases at U.S. gas stations each year
• 0% intro APR on balance transfers for 12 months
• No annual fee

Cons

• Cashback rewards were only available on the first 3 months of account opening.

The Visa Signature Card for Amazon Prime Rewards

This card offers 5% cash back for eligible combined Amazon.com purchases and Whole Foods Market, 2% at restaurants, gas stations, and drugstores, and 1% for all other purchases. You can enjoy no annual fee and access to the Amazon Prime Store Card.

Pros

• Five 5% cash has back for eligible combined Amazon.com purchases and Whole Foods Market
• Two 2% cash has back at the restaurants, gas stations, and drugstores
• 1% cashback for all other purchases
• No annual fee
• Access to the Amazon Prime Store Card

Cons

• Cashback rewards are only available on the first 3 months of account opening.

USAA Rewards American Express Card

This card offers 5 points per dollar spent on gas, groceries, and military base purchases. Plus, you can get 2 points per dollar spent on all other purchases and no annual fee.

The USAA Rewards American Express Card is a great choice for those looking to earn rewards on their everyday purchases. With 5 points earned per dollar spent on gas, grocery, and military base purchases, you can accumulate points quickly, which can be redeemed for cash back or statement credits. Plus, 2 points are earned per dollar spent on all other purchases. Additionally, rewards never expire, and this card has no annual fee. You’ll get access to exclusive military discounts and 24/7 USAA support.

Pros

• Five points per dollar spent on gas, groceries, and military base purchases.
• Two points per dollar spent on all other purchases.
• No annual fee for this card.
• Rewards never expire.
• Access to exclusive military discounts and 24/7 USAA support.

Cons

• Cashback rewards were only available on the first 3 months of account opening.
• Points are not transferable to other rewards programs.

Capital One SavorOne Cash Rewards Credit Card

This card offers 3% cash back on dining, entertainment, and grocery store purchases and 1% on all other purchases. You can enjoy no annual fee and 0% intro APR for 15 months.

The Capital One SavorOne Cash Rewards Credit Card is a great option for those who want to maximize their cash-back benefits when dining, entertaining, and shopping at the grocery store. With 3% cashback on all dining and entertainment purchases and 1% cashback on all other purchases, you will be able to accumulate points quickly, which can then be redeemed for statement credits or gift cards. Plus, there is no annual fee and 0% intro APR for 15 months. You’ll get access to special offers and discounts from popular retailers.

Pros

• 3% cash back on dining, entertainment, and grocery store purchases
• 1% cash back on all other purchases
• No annual fee
• 0% intro APR for 15 months
• Access to special offers and discounts from popular retailers

Cons

• Cashback rewards were only available on the first 3 months of account opening.
• Points are not transferable to other rewards programs.
• Must have a good to excellent credit score to qualify for the card.

Comparing the different credit cards side by side is essential for finding the best fit for your needs. Each of these cards provides Amazon shoppers with great rewards, benefits, and savings that can be used to make their online shopping experience even better! Take some time to look at the details of each card and decide which one is right for you. With so many options available, you’re sure to find the perfect credit card that fits your needs.

Tips For Shopping with Credit Cards On Amazon

1. Pay your balance in full and on time each month to avoid interest charges.
2. Consider signing up for an Amazon Prime membership for extra savings and exclusive offers.
3. Look out for special deals or discounts your credit card provider offers that can be used when shopping at Amazon.
4. Use your credit card to pay for purchases you can later return in case of any issues with your order.
5. Be aware of what type of rewards and benefits your credit card offers so that you can get the most out of your shopping trips.

FAQs

Is there a cashback reward program for the Amazon Prime the Rewards Visa Signature Card?

The Visa Signature Card for Amazon Prime Rewards gives 5% cash back on eligible purchases made at Whole Foods Market and Amazon.com, 2% at dining establishments, gas stations, and pharmacies, and 1% on all other purchases. You can access the Amazon Prime Store Card at no annual cost.

Are there any annual fees associated with these credit cards?

All of the credit cards listed in this guide have an annual fee.

Can I transfer points earned from the USAA Rewards American Express Card to other rewards programs?

Points earned from the USAA Rewards American Express Card are not transferable to other rewards programs.

Conclusion

Various options are available when finding the best credit card for shopping on Amazon. Your choice should be based on your needs and goals as a shopper. This guide has outlined some of our top picks for cards that offer rewards, benefits, and savings during your online shopping trips. Be sure to compare these cards and decide which is the best fit for you! With the right credit card, you’ll be able to maximize your savings and get the most bang for your buck.